Confidence with credit score knowledge.

The enrollment period for Citi credit score has ended. If you are an existing member, please use the Log In link above to sign in.

Already a Citi cardmember?

Log in to your Citi account at to view your FICO® Score for free, available with select Citi cards.

Free credit score.

Absolutely Free

Always free. No need to file your credit card information.

A Citi credit card is not required to check your score.

Open to All

Checking score will not affect credit score.

No Penalty

Checking your score will never have an effect on your score.

Understand your FICO® Score

FICO® Scores are used in 90% of credit decisions and a higher score likely means lower interest rates on credit cards, auto loans and mortgages. By tracking your score, you can better understand your credit standing and credit options.

What You Need to Know

There are various types of credit scores and lenders use a variety of different types of credit scores to make lending decisions.

What’s in a FICO® Score

We’ll take you through the five categories that make up your FICO® Score and the impact each has on the score.

How does credit work?

Credit Resources

Need to better understand how credit works? Or, want to read up on how to plan for the future? We have articles that increase your scoring knowledge.

Personalized Offers

View Citi card offers that are tailored to your credit profile.