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FICO® Scores are used in 90% of credit decisions and a higher score likely means lower interest rates on credit cards, auto loans and mortgages. By tracking your score, you can better understand your credit standing and credit options.
There are various types of credit scores and lenders use a variety of different types of credit scores to make lending decisions.
We’ll take you through the five categories that make up your FICO® Score and the impact each has on the score.
Need to better understand how credit works? Or, want to read up on how to plan for the future? We have articles that increase your scoring knowledge.
View Citi card offers that are tailored to your credit profile.